{"source":{"site":"BuyWhat","url":"https://buywhat.ai/stocks/031210","operator":"비피엑스지(BPXG)","data":["금융감독원 DART 전자공시(재무제표·배당)","공공데이터포털 금융위원회 주식시세정보(주가·상장주식수)"],"units":{"money":"KRW","ratio":"decimal (0.123 = 12.3%)","multiple":"x"},"note":"FCFF·EBITDA·EV·ROE·성장률은 공시값이 아니라 원본 재무제표를 가공한 추정치입니다. 투자 권유가 아닙니다."},"company":{"stockCode":"031210","name":"서울보증보험","market":"KOSPI","sector":"보험업","lastPrice":41300,"marketCap":2883631997400,"sharesOutstanding":69821598,"asOf":"2026-09-26T15:09:35.342Z"},"valuation":{"fiscalYear":2025,"per":10.74,"perTtm":9.39,"ttmPeriod":"25Q3~26Q2","pbr":0.56,"psr":null,"evEbitda":null,"ev":null,"fcff":null,"fcffYield":null,"roe":0.0518,"revenueGrowth":{"y1":null,"y3":null,"y5":null},"operatingIncomeGrowth":{"y1":null,"y3":null,"y5":null},"isFinancial":true,"updatedAt":"2026-09-26T15:10:40.728Z"},"price":{"high52w":62000,"low52w":40100,"fromHigh":-0.3339,"returns":[{"label":"1개월","value":-0.0328},{"label":"3개월","value":0.0299},{"label":"6개월","value":-0.2323},{"label":"1년","value":-0.2058},{"label":"3년","value":null},{"label":"5년","value":null}]},"dividends":[{"fiscalYear":2025,"dps":2865,"yieldPct":5.2,"payoutPct":74.5},{"fiscalYear":2024,"dps":2865,"yieldPct":null,"payoutPct":93.9},{"fiscalYear":2023,"dps":2983,"yieldPct":null,"payoutPct":49.9}],"annual":[{"fiscalYear":2025,"statement":"연결","revenue":null,"operatingIncome":375701743924,"netIncome":268410960714,"controllingNetIncome":268373453742,"ebitda":425570499677,"fcff":314609646131,"cfo":387231449456,"capex":74235574084,"totalAssets":9408732397027,"totalLiabilities":4213559413377,"totalEquity":5195172983650,"cash":null,"totalDebt":61266594836}],"quarterly":[{"stockCode":"031210","fiscalYear":2025,"quarter":3,"fsDiv":"CFS","revenue":null,"operatingIncome":80946974589,"netIncome":61844412599,"prevYearRevenue":null,"prevYearOperatingIncome":66176978459,"prevYearNetIncome":49587102120,"source":"11014","updatedAt":"2026-08-26T22:19:38.600Z"},{"stockCode":"031210","fiscalYear":2025,"quarter":4,"fsDiv":"CFS","revenue":null,"operatingIncome":182937737783,"netIncome":121769963182,"prevYearRevenue":null,"prevYearOperatingIncome":null,"prevYearNetIncome":null,"source":"DERIVED","updatedAt":"2026-08-26T22:19:38.604Z"},{"stockCode":"031210","fiscalYear":2026,"quarter":1,"fsDiv":"CFS","revenue":null,"operatingIncome":93471140831,"netIncome":57492700602,"prevYearRevenue":null,"prevYearOperatingIncome":27271305031,"prevYearNetIncome":19373770655,"source":"11013","updatedAt":"2026-08-26T22:19:38.080Z"},{"stockCode":"031210","fiscalYear":2026,"quarter":2,"fsDiv":"CFS","revenue":null,"operatingIncome":87020827395,"netIncome":65997537186,"prevYearRevenue":null,"prevYearOperatingIncome":84545726521,"prevYearNetIncome":65422814278,"source":"11012","updatedAt":"2026-08-26T22:19:38.332Z"}]}